{"id":58188,"date":"2022-02-08T22:11:36","date_gmt":"2022-02-08T22:11:36","guid":{"rendered":"https:\/\/opc.ong\/nous-soutenir\/legs-assurance-vie-et-donations\/"},"modified":"2026-04-21T18:56:14","modified_gmt":"2026-04-21T18:56:14","slug":"leave-a-legacy","status":"publish","type":"nous-soutenir","link":"https:\/\/opc.ong\/en\/get-involved\/leave-a-legacy\/","title":{"rendered":"Leave a Legacy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"58188\" class=\"elementor elementor-58188 elementor-54425\" data-elementor-post-type=\"nous-soutenir\">\n\t\t\t\t<div class=\"elementor-element elementor-element-396475b e-flex e-con-boxed e-con e-parent\" data-id=\"396475b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7b166af elementor-widget elementor-widget-heading\" data-id=\"7b166af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Making a Bequest<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe5cee1 elementor-widget elementor-widget-text-editor\" data-id=\"fe5cee1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">A bequest is a legal act by which you express your wish to give, upon your death, all or part of your assets to a person or organization of your choice.<\/p><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">A bequest can be revoked at any time by drawing up a new will that includes the following clause: &#8220;This is my will and it revokes all previous dispositions.&#8221;<\/p><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">It is advisable to explore the different forms of bequest with a notary, who can guide you toward the option best suited to your personal situation, taking into account tax, estate, and family considerations.<\/p><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">If you have heirs, you may only bequeath the portion of your estate known as the &#8220;freely disposable share.&#8221; The remainder is reserved by law for your descendants, ascendants, or spouse.<\/p><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">If you have no heirs and leave no will, your entire estate passes to the state.<\/p><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>Forms of bequest:<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78ae754 elementor-widget elementor-widget-n-accordion\" data-id=\"78ae754\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1260\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1260\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Universal bequest with obligation: give, protect, act <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1260\" class=\"elementor-element elementor-element-67cfa4f e-con-full e-flex e-con e-child\" data-id=\"67cfa4f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-07e0083 elementor-widget elementor-widget-text-editor\" data-id=\"07e0083\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div data-id=\"80ab901\" data-element_type=\"widget\" data-widget_type=\"heading.default\"><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">A universal bequest with obligation allows a public-interest organization like OPC to be named as the sole beneficiary while also providing for the needs of a loved one. Under this arrangement, the entirety of the estate is transferred to the organization, subject to a specific obligation, such as paying an annuity or lump sum to a designated individual.<\/p><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">This arrangement offers two key benefits: it ensures the long-term continuity of a commitment to fighting preventable blindness, and it provides financial support to a loved one in need. It also offers a significant tax advantage for other heirs and beneficiaries, as the organization is exempt from inheritance tax on its share. This form of bequest must be formalized through a notary.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9214644 elementor-widget elementor-widget-button\" data-id=\"9214644\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/opc.ong\/en\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1261\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1261\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> Inheritance donation: turning an estate into a lasting commitment <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1261\" class=\"elementor-element elementor-element-c052dff e-con-full e-flex e-con e-child\" data-id=\"c052dff\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dfb9beb elementor-widget elementor-widget-text-editor\" data-id=\"dfb9beb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>An inheritance donation allows you to transfer all or part of an inherited asset to a public-interest organization such as OPC.<\/p><p>This can take the form of a gift made after receiving an inheritance, or be set out in a testamentary clause. It is a powerful way to give deeper meaning to the transfer of wealth by directing it toward a cause that serves the common good.<\/p><p>This arrangement also carries a tax benefit: the amount donated is deductible from the taxable portion of the estate, reducing the inheritance tax owed.<\/p><p>In this way, an inherited asset becomes a source of hope, helping to prevent blindness in the world&#8217;s most vulnerable regions.<\/p><p>This type of donation must be formalized through a notary or an official declaration with the tax authorities.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-627d8dc elementor-widget elementor-widget-button\" data-id=\"627d8dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/opc.ong\/en\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Universal bequest with obligation: give, protect, act\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A universal bequest with obligation allows a public-interest organization like OPC to be named as the sole beneficiary while also providing for the needs of a loved one. Under this arrangement, the entirety of the estate is transferred to the organization, subject to a specific obligation, such as paying an annuity or lump sum to a designated individual.This arrangement offers two key benefits: it ensures the long-term continuity of a commitment to fighting preventable blindness, and it provides financial support to a loved one in need. It also offers a significant tax advantage for other heirs and beneficiaries, as the organization is exempt from inheritance tax on its share. This form of bequest must be formalized through a notary.\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\tLearn more\"}},{\"@type\":\"Question\",\"name\":\"Inheritance donation: turning an estate into a lasting commitment\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"An inheritance donation allows you to transfer all or part of an inherited asset to a public-interest organization such as OPC.This can take the form of a gift made after receiving an inheritance, or be set out in a testamentary clause. It is a powerful way to give deeper meaning to the transfer of wealth by directing it toward a cause that serves the common good.This arrangement also carries a tax benefit: the amount donated is deductible from the taxable portion of the estate, reducing the inheritance tax owed.In this way, an inherited asset becomes a source of hope, helping to prevent blindness in the world&#8217;s most vulnerable regions.This type of donation must be formalized through a notary or an official declaration with the tax authorities.\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\n\\t\\t\\t\\t\\t\\t\\t\\t\\tLearn more\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ce1bdd elementor-widget elementor-widget-heading\" data-id=\"9ce1bdd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Making a Donation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4798149 elementor-widget elementor-widget-text-editor\" data-id=\"4798149\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">A donation allows you to transfer to OPC, during your lifetime, the ownership or use of an asset. It is drawn up by a notary and, like a bequest, must respect the freely disposable share based on the number of your children. It takes effect immediately and is irrevocable.<\/p><p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">There are two forms of donation: a temporary transfer of use, whereby you grant OPC the use of an asset for a minimum period of three years; and a donation with reserved use, whereby you retain the right to use the asset and continue to receive any income it generates. In the case of real estate, neither you nor OPC will be liable for transfer taxes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b928fc elementor-widget elementor-widget-heading\" data-id=\"0b928fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Naming OPC as a Beneficiary of Your Life Insurance Policy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d0c6a54 elementor-widget elementor-widget-text-editor\" data-id=\"d0c6a54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When taking out a life insurance policy, you can simply name OPC as one of the beneficiaries. If you already have a life insurance policy, you can amend it to designate OPC as a full or partial beneficiary. You may also open a second policy. A life insurance policy can name multiple beneficiaries and can be amended at any time. In all cases, it is important to specify the name and address of the beneficiary.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73bb63e elementor-widget elementor-widget-button\" data-id=\"73bb63e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/opc.ong\/en\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"featured_media":49887,"parent":0,"template":"elementor_theme","donate":[97],"class_list":["post-58188","nous-soutenir","type-nous-soutenir","status-publish","has-post-thumbnail","hentry","donate-as-an-individual"],"_links":{"self":[{"href":"https:\/\/opc.ong\/en\/wp-json\/wp\/v2\/nous-soutenir\/58188","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/opc.ong\/en\/wp-json\/wp\/v2\/nous-soutenir"}],"about":[{"href":"https:\/\/opc.ong\/en\/wp-json\/wp\/v2\/types\/nous-soutenir"}],"version-history":[{"count":0,"href":"https:\/\/opc.ong\/en\/wp-json\/wp\/v2\/nous-soutenir\/58188\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/opc.ong\/en\/wp-json\/wp\/v2\/media\/49887"}],"wp:attachment":[{"href":"https:\/\/opc.ong\/en\/wp-json\/wp\/v2\/media?parent=58188"}],"wp:term":[{"taxonomy":"donate","embeddable":true,"href":"https:\/\/opc.ong\/en\/wp-json\/wp\/v2\/donate?post=58188"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}